Investors
In addition to private equity groups and insurance company investors we also often work with private investors and their financial advisors and partners.
We seek to find the highest safe yield loans for the 8%-10% interest investor. Many of our buyers have respectable credit ratings. The buyers in most cases don’t have the patience to meet institutional loan requirements. If you already invest in private loans we would be glad to hear from you regarding your loan preferences. We have increased our efforts to develop and expand our private lender base over the past 15 years. If you are looking for good first trust deed investments, we recommend you consider private loans for a high quality, monthly income investment, which equals or exceeds the historical Dow Jones averages in the stock market. We will be glad to answer any questions and assist you in learning about first trust deed real estate investments.
Generally our private money investors share some of the following characteristics:
They have owned real estate as an investment, and now want to have income and leave the property management duties to someone else. They have a net worth of $500,000.00 or more with an investment portfolio of $250,000.00 or more in stocks & real estate equities. They are prudent and don’t put more than 10% of their portfolio in any single asset class no matter how good it looks. They have the ability to look at a loan or have an advisor who can, and will make decisions quickly. Private note and deed of trust investing isn’t for the get rich quick crowd. If doubling money every 5 to 6 years is suitable, you will probably like private lending.
Private Lending as an Investment:
Private lending as an investment is an excellent medium for retirement planning and can be placed in your self-directed IRA or profit-sharing fund. Some banks do not offer this option and you may have to change your plan to a bank that has an IRA approved plan to do so. If you currently have investment real estate assets and would benefit from converting the rental incomes into a more durable, lower risk income stream then you should consider first trust deeds as an investment.
